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info@o2gmortgages.com
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Why use O2G?
Why use O2G?
Why Use O2G Mortgage Sources Broker Services?
customized mortgage solution
O2G Brokers can design a customized mortgage solution
1st and 2nd Mortgage
Conventional Mortgage (minimum down payment of 20%)
High Ratio Mortgage (less than 20% down payment)
0–35 year Amortization Mortgage
Interest-only payment Mortgage
Pre-approved Mortgage
Balloon payment Mortgage
Customized term Mortgage – Fixed Rate or Variable Rate Mortgages
Open/Closed Mortgage – open mortgages allows client to pay off full mortgages at any time without facing a penalty
Cash Back Mortgage – receive cash up front
Portable Mortgage – transfer from one property to another without penalty or requalifying
Knowledge of Wide Array of Mortgage Products
We offer Land, Commercial, Construction
VTB (Vendor Take Back) Mortgage – seller financing that lets buyer get a mortgage directly from the seller of the property
oMultiple Collateral Mortgage – Single mortgage secured by more than one property
Support throughout the whole process
We will provide support to our clients through the whole process of Mortgage qualification, application, approval, and closing with an Attorney.
Access to Alternative Lenders
MIC (Mortgage Investment Corporation) – fully authorized entity that pools investor money into a fund to underwrite mortgages
B-Lenders - allow non-conventional income sources such as self-employed
Private Lenders - flexible underwriting rules
Equity Lenders - underwriting based on the equity – LTV or CLTV in property rather than conversation underwriting criteria.
Syndicate – Group of lenders that can provide significant loans for single borrowers & property
Clients get Personalized Expert Advise
Our Brokers have access to countless options for a tailor-made mortgage that suits the client's financial conditions.
We negotiate Best Interest Rate
O2G Brokers have access to 100’s of lenders to negotiate the best mortgage rates and terms for our clients.
We help Clients Save Time & Effort, Optional Fees
With our services we help save clients time and effort by taking care of all required legwork, handling loan procedure and documentation.
We can get lenders to waive application, appraisal, origination & other optional fees.
info@o2gmortgages.com
(905) 915-9400
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